Unfortunately, golf injuries and litigation are on the increase, as more people take up golf and also become claims orientated.
A popular misunderstanding amongst golfers is that their household insurance policy will cover them for any losses of golf equipment or personal injury claims made against them, but this is not always the case.
The other common misapprehension by golfers is to assume that cover under a group policy through their golf club membership will provide adequate cover.
Be aware, that any cover provided by your golf club, municipal course, pay as you play course or golf range is likely to be very limited and designed to protect the golf club/course owner, not you.
Remember, golf balls do not always go where they are supposed to and shouting “fore” will not help your defence.
And, would you believe, thieves are very unsporting, they give no warning before they steal your belongings.
The important point is, to check the level of cover you have under your existing insurance policies and determine your golf insurance needs. Ultimately, you must be comfortable with your cover and level of risk.
To get more information on what you should be thinking about in connection with golf insurance and getting started in golf, pay a visit to Why Play Golf and How to Get Started.