Golf Insurance – Do You Need It?

Check out Why Play Golf and How to Get Started to find easy advice on golf insurance.

Unfortunately, golf injuries and litigation are on the increase, as more people take up golf and also become claims orientated.

A popular misunderstanding amongst golfers is that their household insurance policy will cover them for any losses of golf equipment or personal injury claims made against them, but this is not always the case.

The other common misapprehension by golfers is to assume that cover under a group policy through their golf club membership will provide adequate cover.

Be aware, that any cover provided by your golf club, municipal course, pay as you play course or golf range is likely to be very limited and designed to protect the golf club/course owner, not you.

Remember, golf balls do not always go where they are supposed to and shouting “fore” will not help your defence.

And, would you believe, thieves are very unsporting, they give no warning before they steal your belongings.

The important point is, to check the level of cover you have under your existing insurance policies and determine your golf insurance needs.  Ultimately, you must be comfortable with your cover and level of risk.

To get more information on what you should be thinking about in connection with golf insurance and getting started in golf, pay a visit to Why Play Golf and How to Get Started.



Before heading to the golf course for the first time

Golf Grip

When starting out playing golf it is essential that you learn the basics of the golf swing before heading to the golf course for the first time.

This you can do at your local golf range and at home, where you can practice as long as you like without the pressures of being out on the course.

As a minimum, you should be able to:

  • grip the club correctly
  • take the proper stance
  • put into practice basic swing techniques

You should also:

  • understand golf course etiquette
  • have the right golf equipment for you

These essential requirements for playing golf are not difficult to learn or achieve, but will help you to enjoy the game far more when you do take those first steps on to the golf course for the first time.


The golf swing can only be learnt by practice.  At the early stage of your golfing career, this involves lots of repetition to develop the necessary skills and techniques.

There is no better place to practice than your local driving range.  There you can build your confidence and control of the golf club.  Then you will be properly prepared and ready to go out and play.

Remember, that in the same way it requires practice to build a reliable golf swing to begin with, it also needs additional practice to maintain it.

Consider golf lessons to make sure you are practicing the right things and in the right order.  Your local golf pro will give you drills to practice and speed up your progress.

Golf course etiquette

In brief, golf course etiquette is all about the unwritten rules of golf – how to act and behave on the golf course.  This is not anything to worry about, but something you should be aware of when playing on the golf course for the first time.

Perhaps the easiest way to learn this aspect of the game is to play a few rounds of golf with someone who has played before.

Golf equipment for beginners

Always seek advice when buying golf equipment for the first time.  Why Play Golf and How to Get Started provides tips for selecting golf equipment and discusses how to get into golf.




Golf is a sport for all generations

Golf is a great sports activity that the whole family can learn and play together whatever their age or ability levels.  What could be better than sharing a sport with your child or grandchild?

Children love to do things with their parents or grandparents, which is the best way to help them to learn something new.  When a child becomes familiar with a new sport or pastime, it provides them with the self confidence and motivation to learn and get better.

The game of golf also has the advantage of providing long lasting health and fitness benefits such as physical exercise, psychological challenge and long-term friendships, which can last a lifetime.

The golf course or golf driving range is the ideal environment for moms and dads or grandparents to have fun with their children/grandchildren, and is not necessarily too expensive as the number of amenities and new golf courses continue to increase.

Just a week ago I was listening to a sports phone-in program on the radio here in the UK when a listener came on to make a point about the cost of seeing top class sport such as Premiership football (soccer).

To keep this story brief, his point was that for the price of taking his son to just one soccer match, he had been able to purchase for him a junior membership for the year at their local golf club, and he is now hooked on playing golf.

Moreover, it is a sport they will be able to play together, and for a long time to come.  Additional costs are starter level golf equipment and a regular supply of golf balls.  Perhaps, golf is a sport for all generations and not too expensive after all.

If you are interested in learning about golf or how to introduce a family member to golf, check out my article Why Play Golf and How to Get Started, which will provide you with a brief introduction into this wonderful sport.